Experience Healthcare Like Never Before
Discover your own definition of a meaningful life with insurance options designed to meet your unique needs and give you peace of mind. Our AI-powered marketplace connects you with the best HMO providers in Nigeria.
Pocket-Friendly Plans
Start your health insurance journey with payments as low as ₦100 per day, making healthcare accessible without financial strain. T&C apply.
Tailored Payment Schedules
Choose between daily or
weekly payment plans that
fit seamlessly into your lifestyle.
Choose us for your protection
360 protection
Stay on Track
Receive automated payment tracking and timely reminders, ensuring continuous coverage.
Trusted HMO Collaborations
We've partnered with leading Health Maintenance Organizations (HMOs) to offer comprehensive and reliable health coverage.
Nigeria's Foremost AI-Powered HMO Marketplace
We've created a platform where Nigerians can discover, compare, and subscribe to HMO plans from multiple providers—all in one place.
Our Mission
For Nigerians
Make healthcare affordable, accessible, and beneficial for Nigerians through our comprehensive marketplace.
For HMO Companies
Enable HMO companies to build strong, recurring revenue streams through our technology platform.
Discover
Explore a wide range of health insurance plans from trusted HMO providers across Nigeria.
Compare
Use our AI-powered tools to compare plans, coverage, and pricing to find the perfect match.
Subscribe
Subscribe to your chosen plan with flexible payment options starting from ₦100 daily. T&C apply.
Start your kova life by
Creating an account
Choosing your coverage
Picking a payment schedule
Who Benefits from Kova360?
Individuals managing
daily hustles
Our micro-payment plans allow you to access quality healthcare
services without financial strain. With daily contributions, you
can ensure your entire family stays healthy and protected.
Owners of growing
small businesses
Provide your team with health coverage that boosts productivity
and morale. Our flexible health plans fit your business budget,
ensuring you do not overspend.
Partner HMOs
expanding their reach
Simplify processes like micro-payment handling and policy
management with our technology-driven solutions. Join our marketplace to reach more customers and build recurring revenue streams.
Got Questions?
We have Got Answers
Everything you need to know about the product and
billing. Can not find the answer you’re looking for?
Please contact our friendly team.
How do I sign up?
Just go to app.kova360.com on your phone or computer, click "Sign Up," and fill in a few details about your healthcare needs and budget. Our AI will recommend the best HMO plans for you, and you can subscribe directly from the platform.